IGI provides Plant All Risks Insurance Policy (otherwise referred to as Machinery All Risks Insurance but excluding breakdown risks) cover for plants and machinery against unforeseen physical loss or damage that may arise from the occurrence of perils that are not specifically excluded from the cover.

Basically it provides cover for fire and accidental damage to the insured plant including theft and burglary.

Cover is applicable to the Machinery described in the insurance schedule while in operation or at rest, being dismantled for the purpose of cleaning or inspection or removal to another working position.